Dealing with debt or feeling stuck in a cycle of debt can be a daunting prospect. It’s natural to feel confused or unsure where to start in order to reduce spending and take back control of your finances. Your main focus when dealing with debt should always be to repay outstanding amounts as fast …
The global COVID-19 pandemic has brought with it job losses for 20.6 million Americans* since mid-March, which has resulted in the highest unemployment rate since the 1930s when The Great Depression hit. If you’ve lost your job, or are suffering financial hardship due to coronavirus, there are some practical steps you can take to …
Credit card companies have always been willing to play hardball with consumers. That is, until the Alien Invasion happened in 2020, known as the Coronavirus. When that happened, the entire global economy was turned upside down and inside out: The government agreeing to delay income tax filing? Absurd—until they did it. The government handing …
Card Companies May Now Agree To Lower Your Debt. Why? Read More »
Did you know you could reduce your credit card debt by as much as 65%? That’s some really good news for anyone who is buried under credit-card debt and needs to get out from under all of it, right? Although I am mainly focused on real estate investing, I’ve had lots of students tell …
Beginning your journey towards financial wellness can be difficult. The first step can seem impossible as you examine all the goals you must set and the large actions that must be taken to achieve them. You will find, however, that it is the smaller things that end up making the greatest impact. It’s also …
Cut Monthly Bills Your personal cost of living reflects spending in many different areas, from long-term debt obligations to everyday purchases. In order to stay in good graces with creditors and provide for yourself and family, you must find resources to cover expenses – month after month. And though financial tides ebb and flow; …
How to Cut Monthly Bills at Home and On the Road Read More »
Debt—everybody’s got it, so how bad can it really be? Well, the fact of the matter is we are a nation in the red. Student-loan debt has doubled since 2007, credit-card debt is on the rise, and more than a third of Americans are late paying their bills. In fact, Uncle Sam is nearly …
The banking company Citigroup was fined over $700 million, mainly for misguiding customers about fees and utilizing perplexing language to increase the chances of clients buying into services they did not need. This event gives us a reminder of the importance of revising monthly statements regularly for any charges out of the ordinary. On average …
Having a strategy in place to manage your debt, whether from credit cards, a mortgage, or car loans may help improve your financial well-being, and get you on track to saving for your future. Here are a few tips to start paying down your accumulated debt. How To Manage Your Debt Assess What You …
Consolidation means that your credit card bills and loan payments are combined into one monthly payment. People consolidate debt because they feel it is a way to simplify or lower payments. But there are many things to think about before you enter into a credit card consolidation agreement. And the factors to consider are …
